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USDA

Insured by the United States Department of Agriculture, USDA loans have lower mortgage insurance requirements than FHA loans and can allow you to buy a home with no money down. You must meet income requirements and buy a home in an eligible suburban or rural area in order to qualify for a USDA loan.

VA

VA are insured by the Department of Veterans Affairs. A VA loan can allow you to buy a home with $0 down and lower interest rates than most other types of loans. You must meet service requirements in the Armed Forces or National Guard to qualify for a VA loan.

Thank you for your service!

FHA

FHA loans are insured by the Federal Housing Administration. An FHA loan can allow you to buy a home with a credit score as low as 580 and a down payment of 3.5%. With an FHA loan, you may be able to buy a home with a credit score as low as 500, if you pay at least 10% down.

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Conventional

Generally, you can qualify for a conventional mortgage with a minimum credit score of 620 and a DTI of up to 50%. With a conventional mortgage, you can buy a home with as little as 3% down if you’re a first-time home buyer or 5% down if you already own a home.

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30 days of paystubs

2 months of Bank Statement & Investment/Asset Accounts

2 years of Tax returns

PROOF OF SUPPLEMENTAL INCOME

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About Us

Our Story

I'm a Mortgage Lender in all 50 states, a Realtor and Title Agent. I know a thing or two about numbers and it's my goal to help you make the numbers work for you. That includes financial planning, management, buying and selling, mortgage lending, developing communities, acquisition disposition and home services.

I'm known for being a great negotiator and getting my clients the results that they seek in the least amount of time possible. Those wanting an exquisite experience without the expensive price tag will love the service that provide.

NMLS #2515449

Testimonials

We love making people happy in their transactions.

Vince

Property Owner

Jacqui was very knowledgeable, professional, patient and listened to what I wanted. She identified a great area and a great house for me. She was responsive whenever i called or emailed. I felt that she was definitely on my side in the home buying process.